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Payment Options

Whether you prefer to pay out of pocket or have dental coverage from your health fund, we want to make sure that you get the high-quality dental care you need to improve your oral health.

Payment Plans with MySmilePlan

At K1 Dental, we want our patients to always receive the care they need and deserve, which is why we’re proud MySmilePlan providers.

mysmileplan0%, $0.00 interest-free dental payment plan

Available for plans from $1.00 up to $9000.00

Fortnightly payment schedule

Simple ‘at surgery’ application process

$39.00 establishment fee

With MySmilePlan you enjoy interest-free dental payment plans allowing you to budget the treatment costs over  3, 9 or 15 months. We want you to be able to receive the dental treatment you need now! With MySmilePlan your payments are 100% interest-free! Contact us for more information. We’d love to help you get the treatment you deserve.


We’re happy to discuss breaking up payments over a series of visits so that a lump sum isn’t required upfront. Your dentist can provide more details regarding these options upon presentation of a treatment plan.

As a general rule, we recommend undertaking a checkup and obtaining a treatment plan and price quote before discussing payment options. In the majority of cases, treatment cost is either less than anticipated or can be staged over time to suit your budget.

Your payments can be made with HICAPS if you’re using insurance coverage, credit card, Eftpos®, cash or cheque. If paying by cheque, please bring identification with you.


Private Health Insurance Rebates

The percentage your health fund pays depends on your specific coverage. We have a HICAPS machine on-site to facilitate on-the-spot rebates. Just bring your health fund card to your appointment. Please note that although we are open seven days a week, some health funds don’t allow the processing of claims on Sundays.

Insurance Coverage

At K1 Dental, we accept private health insurance as well as:

The Child Dental Benefits Schedule (CDBS)
• Department of Veterans’ Affairs dental benefits


For more information about your payment options, contact our friendly team on (03) 9827 2922 to discuss your options.


Melbourne Dentists in Toorak | K1 Dental | (03) 9827 2922